Reduce Your Debt Up to 70%
Choose from legally-backed debt resolution options protected by federal law
The Fair Debt Collection Practices Act (FDCPA) protects you from unfair collection practices
Federal law that prohibits debt collectors from using abusive, unfair, or deceptive practices
Account becomes delinquent and creditor attempts collection
Debt is assigned or sold to collection agency
Potential lawsuit or further collection attempts
Settlement, payment plan, or debt validation
Professional negotiation to reduce your debt and create a manageable payment plan
Reduce your total debt by up to 70%
Become debt-free in 24-48 months
Stop collection calls and harassment
Challenge Questionable Debts & Protect Your Rights
Collectors often can't provide original account documents
Inflated balances with unauthorized fees
Mistaken identity or identity theft cases
Time-barred debts being illegally collected
Real Results from Real Clients
"The debt validation process helped me challenge several old accounts. They couldn't prove I owed the debt and had to remove it!"
"The collection calls were overwhelming. After enrolling, they stopped immediately. My debt was settled for less than half!"
"They found errors in my debt documentation and got three accounts removed completely. The remaining debt was settled for 40%!"
Our debt relief specialists are ready to help you find the best solution
No obligation • Licensed agents available 24/7
Get answers to common debt relief questions
Debt settlement may initially impact your credit score, but many clients find this temporary effect outweighed by the benefits of becoming debt-free. Your credit can begin to recover once debts are resolved.
Most clients complete the program in 24-48 months, depending on your total debt amount and how much you can save each month. This is significantly faster than making minimum payments.
We can help with most unsecured debts, including credit cards, personal loans, medical bills, and private student loans. Secured debts like mortgages or auto loans are not eligible.
Yes, legitimate debt settlement companies are regulated by the Federal Trade Commission and must follow strict guidelines. We are fully licensed, bonded, and accredited by the BBB.